Welcome to LoanBud Inc. The following Terms of Service govern your use of our website and services. By using our website, you agree to be bound by these Terms of Service.

Eligibility: To use our services, you must be at least 18 years old. By using our website, you represent and warrant that you meet these eligibility requirements.

Loan Application: Our website allows you to apply for a loan by submitting personal information, including financial information, through our online application. By submitting an application, you authorize us to verify your information and run a credit check.

Loan Approval: LoanBud is not a lender. We do not guarantee loan approval. We do not control the loan application evaluation process of the SBA and non-SBA lenders with whom we work. These lenders retain full control of the loan underwriting process. We have no authority to bind either a lender or the SBA.

Loan Requirements Subject to Change: The guidelines, credit parameters, and loan programs contained on this website are subject to change, and therefore, the information contained herein is subject to change. Additional requirements or changes may be imposed by a lender or the SBA. Users are encouraged to seek the advice of their own legal counsel before and during the entirety of the loan application process.

Fees and Charges: Our website is free to access and browse.

Intellectual Property: Our website and its content, including text, graphics, logos, and software, are the property of LoanBud.com and are protected by U.S. and international copyright laws. You may not copy, modify, distribute, or reproduce any of our content without our prior written consent.

Prohibited Activities: You agree not to use our website for any unlawful or fraudulent purposes.

You also agree not to: use our website to harass, defame, or harm any person or entity; introduce viruses, worms, or other harmful code onto our website; interfere with the functioning of our website or its servers.

Disclaimer of Warranties: We provide our website and services on an “as is” and “as available” basis. We do not make any representations or warranties regarding the accuracy, reliability, or completeness of our content or services.

Limitation of Liability: We will not be liable for any damages arising out of your use of our website or services, including but not limited to direct, indirect, incidental, punitive, or consequential damages.

Indemnification: You agree to indemnify and hold us harmless from any claims, damages, or losses arising out of your use of our website or services or your violation of these Terms of Service.

Governing Law: These Terms of Service will be governed by and construed in accordance with the laws of the State of New York, without giving effect to any principles of conflicts of law.

Venue: Any dispute involving these Terms shall only be litigated in New York State Supreme Court in and for the County of New York.

Changes to these Terms of Service: We may update these Terms of Service from time to time. Any changes will be posted on our website, and your continued use of our website and services after the changes have been posted will constitute your acceptance of the revised Terms of Service.

Contact Us: If you have any questions or concerns about these Terms of Service, please contact us at social@loanbud.com.

LoanBud Inc.

Updated 4.3.25